In-home Business Policy
Property, liability, loss of income & a variety of other coverage in a self-contained package attaching to your homeowners, mobile home, or farm policy, or as a stand alone business owners policy.

Personal Umbrella Liability
Provides excess liability coverage over other lines of insurance.

All-Terrain Vehicle & Snowmobile
Liability and property and physical damage coverage.

Personal Automobile
A comprehensive Michigan insurance program offering  Personal Injury Protection, Property Protection, Residual Bodily Injury, Property Damage, Limited Property Damage, Uninsured Motorist Protection, Comprehensive, Collision, Additional Custom Parts/Equipment, Loan/Lease Payoff, Emergency Rental Reimbursement, and Emergency Towing & Labor. Several deductible levels are available for Comprehensive and Collision coverage. Discounts available for eligible drivers.

Recreational Vehicle & Travel Trailer
Coverage specifically designed to meet your needs. Available coverage includes: Full Timer's Coverage, Diminishing Deductibles, Total Loss Replacement, and Scheduled Medical Benefits Several discounts are available including Safety Course, Anti-Theft, and Multi-Policy.

Motorcycle
Coverage available for most motorcycles including: cruisers, sport, touring, and dirt bikes; ATVs; and some custom motorcycles. Designed to give you maximum flexibility for driver’s age and driving record. Many options are available with discounts for safety courses, endorsements, and anti-theft devices.

Boat & Personal Water Craft
A comprehensive program to meet your needs for pleasure boats and personal watercraft. Coverage provides protection against injury to others, damage to property of others, bodily harm to yourself or passengers, injury to a water-skier, collision of any type, fire, theft, and numerous other perils.

Flood Insurance
Homeowners policies do not cover flood damage. Recent federal laws mandate that all mortgaged properties in a Special Flood Hazard Area (SFHA) must have flood insurance. Flood zones are determined by FEMA. Flood insurance only covers the value of the structure. Contents coverage can be purchased along with your building coverage.

Workers' Compensation
Provides coverage for domestic employees, such as housekeepers, providers of child care, grounds keeper, gardeners, maintenance, chauffeurs, butlers.