Michigan Specialty now offers a Builders Risk Plan through Zurich Insurance Services, a company with 30 years of experience providing insurance for construction professionals. Policies are designed to meet the needs of even the largest construction project, whether residential or commercial.

Mechanical or electrical breakdown on plumbing, air-conditioning lines or elevators. Back up of sewers or drains (no deductibles). Interest of subcontractors (no need to list subcontractors or sub-subcontractors as additional insureds).    

Policies are flexible and tailored to meet your specific needs: 
- Choice of continuous reporting form, single structure, or deposit policy options. - Competitive annual or monthly rates with volume discounts and installment premiums available for larger builders. - No deposit/ special fee required. - Ability to insure profit. - Loss control & consultation program. - Policies available for Remodelers, including coverage for the existing structure if needed. - Ability to have the policy in the name of homeowner with builder as additional named insured. - No coinsurance penalty on losses under $25,000 if the structure is properly reported. - Coverage available for model homes, model home contents, tools and equipment, and trade-in or unsold dwellings. - Builders Risk Rewards Program (up to $10,000) to help deter arson, vandalism and theft at your job site.

Your policy can be issued in minuets when written through Michigan Specialty Insurance. For more information regarding your specific protection needs, please call our office or email Sharon Vichcales.

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