Offered by MSIA through Zurich U.S., Precision America® and Precision Premier® packages provide innovative products/services tailored to you, including trouble-free claim service and billing options. Buildings and Structures: materials, equipment, supplies, additions, and new construction within 1,000 feet of premises. Newly Acquired or Constructed Buildings: $500,000 with 180 days to report; no percentage limitation. Business Income and Extra Expense: 12 months' actual loss sustained; no waiting period; may excluded for premium credit. Glass Breakage: full coverage; limited coverage ($500/pane, $1,000/occurrence) for premium credit; property deductible may be eliminated as an option. Back-up of Sewers and Drains: covered; may excluded for premium credit. Outdoor Property: fences and walls up to $2,500, may be increased up to $250,000; signs up to $5,000, may be increased up to $100,000; trees, shrubs, plants, and lawns up to $10,000, $1,000 per item sub-limit. Eligibility: Precision America® $3,000,000 combined per building and personal property values, $3,000,000 receipts per location; Precision Premier® $15,000,000 combined per building and personal property values, $15,000,000 receipts per location. Additional coverage programs specifically designed for: Office Businesses, Retailers, Service Providers, Wholesalers, Educational Institutions, Religious Institutuions, Social Service Agencies, Non-Profit Organizations, and Cultural Institutions.

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