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Michigan
Specialty Insurance Agency, Inc.
Main
Office: 2157
University Park Drive, Okemos, MI 48864
517.347.7467 or 517.484.1476 Toll Free
800-743-1959 Fax 517.347.9074 |
Short Term Disability Insurance |
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Short Term Disability Insurance may be provided as an individual policy or group
policy. A comprehensive line of disability products are available to address the diverse
income protection needs of clients. Flexible plan options enable coordination with Long
Term Disability Insurance plans.
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Ten life minimum with special coverage for
small groups of two to nine persons
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Select benefit schedule, either flat rate or
salary percentage
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Flexible plan options which may coordinate
with Long Term Disability Insurance
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Benefit duration from 9 to 52 weeks available
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Expanded maximums up to $2,500 a week for
qualified groups
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Alternative funding
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First day hospitalized or accident coverage is
available
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Choice of elimination period, benefits
packages, and maximums
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Partial disability benefit
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Twenty-four hour coverage option available for
qualified groups
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Competitive rates.
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| Long Term Disability Insurance |
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Long Term Disability Insurance may be provided as an individual policy or
a group policy. A comprehensive line of group disability products are available to address
the diverse income protection needs of the participants. A flexible plan design,
specialized cost-containment programs, and range of benefit percentages are used to
satisfy the needs of a variety of organizations.
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Ten life minimum with special coverage for
small groups of two to nine persons.
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Up to $3,500 monthly maximum.
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Benefit duration to age 70.
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Two year rate guarantee.
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Range of benefit options are 50%, 60%, 66
2/3%, and 70%.
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Elimination periods may range from 30, 60, 90,
or 180 days.
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Liberal definitions of liability.
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Cost of living adjustment.
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Work incentive benefit.
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Waiver of premium.
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Conversion privilege.
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Retirement income protection.
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Revenue protection.
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Premiums are determined by age, sex, and job
classification.
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Site
content is general information on services provided by MSIA
and does not constitute an agreement, contract, or full
detailing of any individual service. MSIA is a subsidiary of
Child
& Family Services of Michigan Updated
08-2010 - Site by JGillette,FreeLance |
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