Premises Liability - Losses caused by bodily injury or destruction of property suffered by people on your premises.

Business Income Loss Protection - Loss of income up to 12 months, pays full cost of necessary extra expenses to keep the business running.

Employee Dishonesty - Losses resulting from dishonest acts of employees; available in amounts from $10,000 to $250,000.

Money and Securities - Loss of currency and other negotiable instruments on and off premises, as well as, loss due to counterfeit money/bad checks.

Seasonal Coverage Increases - Increases personal property limit during peak periods by 50%, as long as limit is at least 90% of the average annual contents value.