Coverage specifically designed for retail businesses include:

Premises Liability Coverage
Protects you from losses caused by bodily injury or destruction of property suffered by people on your premises.

Office
Retail
Wholesale
Service
Social Service Non-Profit
Educational
Cultural
Religious

.

Business Income Loss Protection
Because cash flow is so important, Precision® protection protects against loss of income for up to 12 months, and pays the full cost of necessary extra expenses to keep the business running.

Employee Dishonesty Coverage
Protection against losses resulting from the dishonest acts of employees is available in amounts ranging from$10,000 to $250,000.

Money & Securities Coverage
Protection against loss of currency and other negotiable instruments on and off your premises; as well as loss due to counterfeit money and bad checks.

Seasonal Coverage Increases
If your business is seasonal, Precision® will increase the personal property limit during peak periods by 50%, as long as the limit is at least 90% of the average annual contents value.

Inventory Coverage
Protection that is geared not just to the volume of inventory, but also to the frequency of turnover.