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The
SOCIAL SERVICE INSTITUTION PROGRAM
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Coverage highlights specifically
designed for social service institutions include (Optional Coverage): |
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Abuse or Molestation Liability Coverage
Insurance
protection against lawsuits alleging acts of a sexual nature committed by
an insured with a client. This is
becoming one of the most frequent lawsuits filed in the Courts today. |
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Counseling Professional Liability Coverage
For damages arising out of a counseling
incident resulting from marriage or family therapy, child placement, vocational
counseling, educational or learning disability therapy, per claim/aggregate limits same as
CGL occurrence limit; umbrella is available with some carriers. |
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Directors and Officers Liability
Protection
for the Board of Directors, employees, volunteers, and the Association
against allegations of
incompetence in executive management decisions.
Legal protection for Employee related claims (such as wrongful
termination, discrimination, etc.) can also be included for an Additional
Premium. |
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Commercial
Automobile Coverage
Public automobiles including Social, Civic, Charitable Service
Organization Auto, Buses, or Vans. |
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