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Michigan
Specialty Insurance Agency, Inc.
Main
Office: 2157
University Park Drive, Okemos, MI 48864
517.347.7467 or 517.484.1476 Toll Free
800-743-1959 Fax 517.347.9074 |
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Planning
a wedding, graduation celebration, barmitzva, lavish anniversary
party or other private event? These
special times in your life can be a major financial investment,
equivalent to the cost of a new car or the down payment on a home. Michigan
Specialty Insurance Agency, Inc. is pleased to announce that we now
offer coverage through a number of major carriers that will protect
your investment. A variety of plans are available, and include
policies that have a one-time premium starting at $195 and take
effect up to two years prior to your event date. Coverage
options include cancellation
or postponement, additional expense, photographs and video, gifts,
rented property, special attire, jewelry, personal liability, and
medical payments. |
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| Summary
of available coverage |
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Cancellation or
Postponement
Cancellation or Postponement coverage will pay, up to the coverage limit and
subject to a $250 deductible, the nonrefundable expenses incurred when the rehearsal,
rehearsal dinner, wedding or private event, reception or honeymoon must be cancelled or
postponed (to some future date) for certain reasons beyond your control (Change of Heart
is not covered). |
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Personal Liability
Personal Liability coverage will pay up to the coverage limit that you select,
towards the sums for which you become legally responsible, as the result of bodily injury,
personal injury or property damage caused by a covered accident which occurs during the
course of a covered event such as the rehearsal, rehearsal dinner, ceremony or reception. |
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Gifts
Gifts coverage will pay, up to the coverage limit that you select
and subject to a $250, to repair or replace non-monetary gifts which
are lost, stolen or damaged. (A police report is required for stolen
gifts.) |
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Medical Payments
Medical Payments coverage will pay up to $1,000 of reasonable medical expenses for
each person who is injured during the covered events from a cause of loss that would be
covered by the Personal Liability.. |
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Photographs and Video
For photographs, the policy will pay, up to the coverage limit that you select and
subject to a $250 deductible, to retake photographs if the photographer fails to appear
for any reason or, the original negatives are lost, damaged stolen or not properly
developed. This coverage will pay the round trip air or auto travel expenses incurred by
the bride, the groom, or for other private events types to reassemble for the ceremony
pictures to be retaken. |
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Special Attire
Special Attire coverage will pay, up to the coverage limit that you select and
subject to a $250 deductible to repair or replace the bridal gown and other special
attire, when it is lost or stolen or damaged (including financial failure of the bridal
store). Special attire includes the clothing and accessories bought or rented and to be
worn by the bride, the groom, or for other private event types. It does not include
watches, jewelry or precious or semi-precious gemstones or pearls (even if attached to
clothing). |
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Rented Property
Rented Property coverage will pay, up to the coverage limit that you select
and subject to a $500 deductible, to repair or replace rented property for which you are
responsible (including tents), used to facilitate the production of the wedding or private
event, which is lost, stolen or damaged. (A police report is required for stolen rented
property.) |
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Additional Expenses
Additional Expenses coverage will pay up to 25% of the limit that you select for
Cancellation or Postponement for any additional expenses necessary to arrange alternative
services to avoid a covered cancellation or postponement. |
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Jewelry
Jewelry coverage will pay, up to the coverage limit that you select and subject to
a $250 deductible, to repair or replace owned, borrowed or rented jewelry for which you
are responsible when it is lost, stolen or damaged. (A police report is required for
stolen jewelry.) |
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Property General Liability Professional Liability Directors & Officers Liability Additional Liability Bonding Electronic Data Commercial Umbrella Commercial Automobile Workers' Compensation Contractor's Liability Builders Risk Plan Special Event Coverage
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For
more information,
call or email our office. |
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Site
content is general information on services provided by
MSIA and does not constitute an agreement, contract, or
full detailing of any individual service. MSIA is a
subsidiary of Child
& Family Services of Michigan Updated
08-2010 - Site by
JGillette,FreeLance |
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